New York City is a bustling hub of commerce, entertainment, and activity. The Metropolitan Transit Authority is charged with providing safe commuter services for tourists, commuters and city-dwellers alike, and for the most part, they do this. But if you have been the victim of an accident due to your experience with MTA, you may wish to consider the words of the Civil Court of the City of New York: “When suing any government agency two key words must be kept in mind – timeliness and research. A person must act quickly in complying with that agency’s procedures and must thoroughly research the procedures involved. You may wish to seek the advice of counsel.”
Because the statute of limitations, procedural requirements and mounds of paperwork impact any accident claim, your best choice after an accident involving mass transit is to speak with an experienced and aggressive MTA & tour bus accident lawyer in Brooklyn.
What Types of Accidents Are We Talking About?
- Were you a pedestrian or driver involved in a collision with a city bus or charter bus? Or was your child injured in a school bus accident?
- Have you been a victim of an accident involving a train or the New York subway system? Were you injured on the platform, in the process of boarding, riding or disembarking?
- Was your injury the result of poorly maintained equipment or impaired drivers or operators?
MTA’s No-Fault Insurance Limitations
The Metropolitan Transportation Authority does have no-fault insurance, which will help to cover medical costs and lost-wages associated with your injury. But you cannot expect the MTA insurance to take care of you. Here are some things you need to know if you have been injured in an accident involving MTA:
- There is a ninety-day statute of limitations from the time of the accident to the day you file your notice of claim. You can have as little time as one year to commence a lawsuit. If you miss these deadlines, your claim will be denied without even considering the merits of the case.
- MTA’s no-fault insurance has a $50,000 cap on payouts, and often that amount will not come close to covering to the expenses incurred due to the accident.
- Although your income may be impacted for decades after your accident, no-fault payments have a maximum monthly allowance of $2,000.
- Medical claims must be filed within forty-five days of the date services were provided.
These Limits Do Not Meet My Needs: Now what?
Has your accident resulted in chronic pain? Are you experiencing anxiety or fears as a result of the accident? Are you suffering mental or physical distress that impacts the level of enjoyment you now experience in your life? No-fault insurance will not cover the long-term costs associated with any of these issues, however consulting with an MTA accident lawyer can put you on the right track to being fully compensated.
The mission of the Metropolitan Transportation Authority in New York is to “…preserve and enhance the quality of life and economic health…through the cost-efficient provision of safe, on-time, reliable and clean transportation services.“ A noble mission, yes. But if you have been injured in an accident involving the MTA, it is time for the Brooklyn accident attorneys at the office of Jeffrey K. Kestenbaum to help you recover the settlement you deserve. Contact us or call (718) 237-5586 for a free consultation with our experienced and dedicated team.
